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Settl

Voice-first expense splitting. Speak the spend; your agent writes the ledger, balances the books, and routes the settle-ups.

Finance
United States Estimated origin: United States

Added August 26, 2026 · Last analysed August 26, 2026 · via

StackScope is a free public catalogue of indie launches. We find launches on Product Hunt, Hacker News and similar feeds, then crawl each site to detect its tech stack and score it for launch readiness: DNS, security headers, SEO basics. This page is what we saw on 26 August 2026; the live site may have changed since.

Settl scores highly overall, with complete legal pages, a thorough launch checklist, and clean crawl signals. Main gaps: no Content-Security-Policy and incomplete email security.

Launched on Product Hunt on August 26, 2026. The site is hosted on Vercel and served through Cloudflare, with a domain registered 4 months before launch. The crawl picked up 10 technologies on this site, covering security, CDN, directory, and DNS providers. The stack includes Cloudflare, Cloudflare Bot Management, and Google Fonts.

For context, it's on one of the most common stacks we track, shared by 4,001 launches and more locked down than the typical Product Hunt launch.

If you own this site, refresh the snapshot and see the full fix list any time →

9.5
StackScope Score
Excellent
100/100 Launch Readiness
Launch ready
3/3 Legal
Complete
2/2 Crawl files
Complete
Vibe Score 50 · Many AI signals
How much the site looks AI-generated. Informational pattern-match signal, not a verdict. Does not feed the StackScope Score. See which fingerprints fired →

Tech Stack (10) · Indie stack

Infrastructure
CDN Cloudflare
DNS Namecheap DNS
Hosting Vercel
Security Cloudflare Bot Management
HSTS
Email
Business email Zoho Mail (2)
Transactional email Resend
Build & Framework
Font Google Fonts
Analytics & Marketing
SEO Google Search Console
Other
Directory Product Hunt

Infrastructure

Network
AS16509 · US
DNS
Namecheap DNS
Authoritative nameserver
DNSSEC
Not enabled
DNS responses unsigned. Cache-poisoning vulnerable.
Green hosting
Not green hosted
No green-energy record. Data from The Green Web Foundation.
SSL Certificate
Let's Encrypt
Valid 28 Jun 2026 to 26 Sep 2026
Certificate as captured in this snapshot, not a live check.
Domain Age
4 months
Registered Apr 2026 · NameCheap, Inc.

Email Security

SPF ~all Soft-fail (~all). Common and accepted.
DKIM Detected via known email provider
DMARC p=none None (p=none). Monitoring only.
?
MTA-STS Not deployed. Mail to your domain can be downgraded to plaintext en route.
?
TLS-RPT Not configured. You won't hear about silent SMTP TLS handshake failures.

Storage (1)

Cookies (1)
NameLifetimeDetected as
__cf_bm < 1h Cloudflare

Readiness Breakdown How?

Custom title and meta description
Open Graph tags (title, image, description)
Twitter card meta tags
Canonical URL declared
Responsive viewport meta tag
Favicon present
Semantic HTML (nav, main, article)
Meta description is 247 characters (advisory) Google only shows about 155–160 characters of the description in desktop search results (less on mobile); anything past that won't appear.

Performance How?

1074 ms Server response
9% Faster than peers
504 ms Largest contentful paint
0.02 Cumulative layout shift
608 KB Page weight
137 KB Image weight
4 Third-party domains
0 Console errors
0 Failed requests

3 images: 2 oversized, 1 missing alt text

Indicative grade from a single automated render, not a substitute for Lighthouse or field data, and not part of the StackScope score.

Vibe Score Breakdown How?

SignalPoints
AI palette signals +5
AI code-structure signals +5
AI typography signals +15
AI CSS signals +15

This score is based on structural patterns and is not definitive. Many legitimate sites may trigger signals, and AI-built sites may go undetected. It should be treated as an indicator, not a verdict.

AI Stance

Welcomes AI crawlers
llms.txt published
No AI bots blocked in robots.txt
? No directive declared
? None advertised

Well-Known Files

robots.txt
sitemap.xml (10 URLs)
security.txt
llms.txt
ads.txt
humans.txt
Privacy Policy
/privacy
Terms of Service
/terms
92% unique

Security Headers (5/6)

Permissions-Policy experimental (check browser support)
X-XSS-Protection deprecated (use Content-Security-Policy)

Build

3 JS files
3 CSS files
4 Third-party domains

Brand Colours

Something not look right? If a technology shown here is wrong or out of date, email [email protected] and we'll review it.