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Formation Money

The best-in-class personal finance dashboard for self-directed high-net-worth households — manage your own wealth across every custodian, entity, and tax situation in one place.

Finance
United States Estimated origin: United States

Added July 16, 2026 · Last analysed July 16, 2026 · via · 75% unique tagline

StackScope is a free public catalogue of indie launches. We find launches on Product Hunt, Hacker News and similar feeds, then crawl each site to detect its tech stack and score it for launch readiness: DNS, security headers, SEO basics. This page is what we saw on 16 July 2026; the live site may have changed since.

Formation Money scores highly overall, with complete legal pages, a complete set of security headers, and a thorough launch checklist. Main gaps: no email security records.

Launched on Product Hunt on July 16, 2026. The site is hosted on Netlify and served through Cloudflare, with a domain registered 4 months before launch. We've detected 33 technologies on this site, covering advertising, analytics, APIs, and payments. The stack includes Google, Tailwind CSS, and Clearbit.

It's on one of the most common stacks we track, shared by 627 launches and more locked down than the typical Product Hunt launch.

If you own this site, refresh the snapshot and see the full fix list any time →

10.0
StackScope Score
Excellent
100/100 Launch Readiness
Launch ready
3/3 Legal
Complete
2/2 Crawl files
Complete
Vibe Score 20 · Few AI signals
How much the site looks AI-generated. Informational pattern-match signal, not a verdict. Does not feed the StackScope Score. See which fingerprints fired →

Tech Stack (33) · Indie stack

Infrastructure
CDN Cloudflare
DNS NS1
Hosting Netlify (2)
Security Cloudflare Bot Management
HSTS
Email
Business email Google Workspace (2)
Email marketing HubSpot (4)
Transactional email Resend
Build & Framework
API Icon Horse
SnapTrade
BaaS Supabase
Captcha hCaptcha
CSS framework Tailwind CSS
Developer tools Vite
Font Google Fonts
Geolocation IP-API
JavaScript library Motion
UI library Lucide Icons
Analytics & Marketing
Advertising Facebook Pixel (4)
Google Ads (4)
Analytics Google Analytics (5)
USBrowserSpeed
Consent Google
Marketing Facebook Domain Verification
SEO Google Search Console
LinkedIn (4)
Social Facebook
Google Search
Tag management Google Tag Manager (5)
Commerce & Payments
Payments Plaid
Stripe
Business Tools
Sales intelligence Clearbit
AI & Emerging
AI service OpenAI

Infrastructure

Network
AS16509 · US
DNS
NS1
Authoritative nameserver
DNSSEC
Not enabled
DNS responses unsigned. Cache-poisoning vulnerable.
Green hosting
Not green hosted
No green-energy record. Data from The Green Web Foundation.
SSL Certificate
Let's Encrypt
Valid 13 Jul 2026 to 11 Oct 2026
Certificate as captured in this snapshot, not a live check.
Domain Age
4 months
Registered Mar 2026 · GoDaddy.com, LLC

Email Security

SPF Not published. Your domain can be spoofed in phishing emails.
DKIM Detected via known email provider
DMARC Not published. Receivers fall back to permissive defaults.
?
MTA-STS Not deployed. Mail to your domain can be downgraded to plaintext en route.
?
TLS-RPT Not configured. You won't hear about silent SMTP TLS handshake failures.

Storage (22)

Cookies (13)
NameLifetimeDetected as
bcookie 1y LinkedIn
hubspotutk 6mo HubSpot
lidc 1d LinkedIn
li_gc 6mo LinkedIn
test_cookie < 1h -
_fbp 3mo Facebook Pixel
_ga 1y Google Analytics
_ga_JKJ255N8HJ 1y Google Analytics
_gcl_au 3mo Google Ads
__cf_bm < 1h Cloudflare
__hssc < 1h HubSpot
__hssrc session HubSpot
__hstc 6mo HubSpot
Local storage (8)
KeySizeDetected as
formation:dashboardViewMode 7 B -
formation_capital_calls_demo 387 B -
formation_dashboard_widgets_purged_v1 1 B -
formation_device_id 36 B -
formation_register_view_v1 8 B -
lastExternalReferrer 5 B -
lastExternalReferrerTime 13 B -
_gcl_ls 277 B Google Ads
Session storage (1)
KeySizeDetected as
formation_perf_session 17 B -

Readiness Breakdown How?

Custom title and meta description
Open Graph tags (title, image, description)
Twitter card meta tags
Canonical URL declared
Responsive viewport meta tag
Favicon present
Semantic HTML (nav, main, article)
Page title is 70 characters (advisory) Google only shows about 60 characters of the title in search results; aim for 50–60 to keep the whole thing visible.
Meta description is 243 characters (advisory) Google only shows about 155–160 characters of the description in desktop search results (less on mobile); anything past that won't appear.

Performance How?

381 ms Server response
47% Faster than peers
1296 ms Largest contentful paint
0.03 Cumulative layout shift
4.4 MB Page weight
1.4 MB Image weight
13 Third-party domains
1 Console errors
1 Failed requests

48 images: 24 oversized, 1 without width/height, 1 missing alt text

Broken first-party requests (1), worth fixing
  • 401 /api/nav-config/global-default

Indicative grade from a single automated render, not a substitute for Lighthouse or field data, and not part of the StackScope score.

Vibe Score Breakdown How?

SignalPoints
AI copy signals +5
AI palette signals +5
AI writing signals +5
AI typography signals +5

This score is based on structural patterns and is not definitive. Many legitimate sites may trigger signals, and AI-built sites may go undetected. It should be treated as an indicator, not a verdict.

AI Stance

Welcomes AI crawlers
llms.txt published
No AI bots blocked in robots.txt
? No directive declared
? None advertised

Well-Known Files

robots.txt
sitemap.xml (73 URLs)
security.txt
llms.txt
ads.txt
humans.txt
Privacy Policy
/privacy
Terms of Service
/terms
Consent manager: Google
94% unique

Security Headers (6/6)

Permissions-Policy experimental (check browser support)
Content-Security-Policy ⚠ CSP violation detected: your policy is blocking 2 of your own resources
X-XSS-Protection deprecated (use Content-Security-Policy)

Build

Code splitting
16 JS files
3 CSS files
13 Third-party domains

Brand Colours

App Manifest

Formation — Household Financial Intelligence
display: standalone 4 icons
theme #011627
Something not look right? If a technology shown here is wrong or out of date, email [email protected] and we'll review it.